Fair Lending Notice
It is illegal to discriminate in the provision of or in the availability of financial assistance because of the consideration of:
- Trends, characteristics, or conditions in the neighborhood or geographic area surrounding a housing accommodation, unless the financial institution can demonstrate in the particular case that such consideration is required to avoid an unsafe and unsound business practice; or
- Race, color, religion, sex, marital status, national origin, or ancestry.
It is illegal to consider the racial, ethnic, religious, or national origin composition of a neighborhood or geographic area surrounding a housing accommodation, or whether such composition is undergoing change, in appraising a housing accommodation or in determining whether or not or under what terms and conditions to provide financial assistance.
These provisions govern financial assistance for the purpose of the purchase, construction, rehabilitation, or refinancing of one-to-four unit residential real property occupied by the owner and for the purpose of the home improvement of any one-to-four unit residential real property.
If you have any questions about your rights, or if you wish to file a complaint, contact:
Department of Financial Protection and Innovation
2101 Arena Blvd, Sacramento, CA 95834
Toll-Free: 1-866-275-2677
Website: www.dfpi.ca.gov