Equal Credit Opportunity Act (ECOA)

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of:

Race
Color
Religion
National origin
Sex
Marital status
Age (provided the applicant has the capacity to contract)
Because all or part of the applicant’s income derives from any public assistance program
Because the applicant has, in good faith, exercised any right under the Consumer Credit Protection Act.

The federal agency that administers compliance with this law concerning Mortgage Brokers is:

Consumer Financial Protection Bureau (CFPB)

1700 G Street NW, Washington, DC 20552