No Guarantee of Accuracy or Results

• The outputs generated by these calculators are based on user-provided information and standardized assumptions.
• Results may vary depending on specific loan program guidelines, lender fees, property taxes, insurance costs, credit score, and underwriting conditions.
• Calculations do not represent an offer, pre-approval, or approval of credit, nor do they guarantee loan eligibility, terms, or interest rate.
• Final terms, including actual payment amounts, APR, and total costs, can only be determined by an approved lender after a full application and underwriting review.

Assumptions & Limitations

• Calculators may assume fixed interest rates, standard closing costs, and full documentation unless otherwise noted.
• Property taxes and insurance amounts may be estimated and are not based on current county or insurer rates.
• Private Mortgage Insurance (PMI) or HOA dues may not be factored into all calculators unless explicitly specified.
• Early payoff or extra payment savings are based on simple amortization schedules and do not account for changing interest rates or loan servicing fees.

 Use at Your Own Risk