30 Year Fixed Mortgage Rates
30 Year Fixed Rate
30 Year Fixed Rate
15 Year Fixed Rate
15 Year Fixed Rate
30 Year Fixed HB
30 Year Fixed HB
30 Yr Fixed Jumbo
30 Yr Fixed Jumbo
Broker | Lender Fees | Escrow Charges for Refinances
Conforming Fees
Broker Fees:
Credit Report
Lender Fees:
Underwriting
Appraisal Report
Tax Ser / Cert
Flood Ser / Det
MERS Registration
Escrow Charges:
Total Escrow
Total Cost:
$94.00
$1,095
$815
$106
$8.90
$24.95
$1,386
$3,529.85
High Balance Fees
Broker Fees:
Credit Report
Lender Fees:
Underwriting
Appraisal Report
Tax Ser / Cert
Flood Ser / Det
MERS Registration
Escrow Charges:
Total Escrow
Total Cost:
$94.00
$1,095
$815
$126
$8.90
$24.95
$1,611
$3,774.85
Jumbo Fees
Broker Fees:
Credit Report
Lender Fees:
Underwriting
Appraisal Report
Tax Ser / Cert
Flood Ser / Det
MERS Registration
Escrow Charges:
Total Escrow
Total Cost:
$94.00
$1,095
$815
$166
$8.90
$24.95
$1,674
$3,877.85
- We do not charge any application or processing fees. The credit report is a third party fee.
- On occasion, when we change lenders, we will change lender fees. You will see a different fee structure per program if each program comes from a different lender.
- Title Companies that charge for escrow services are area and loan amount specific. As a result, we do our best to estimate these charges for refinance loans. However, depending on your situation, the cost could be higher.
- Rates that are shown can be used for Purchases and Refinances except for “No Cost” Refinances rates (call us for “No Cost” loan pricing). These used fees above are specifically for “rate and term” Refinances. Purchases generally have higher cost (call us for cost estimates)
- As a Broker, licensed by the State of California, we try out best to estimate fees. We are not liable for changes in lender pricing, cost and escrow charges due to changes in programs, Lenders and Title companies.
Loan Information
2025 Loan Limits for Single Family Residences and Condos:
Conforming limits – Loans up to $806,500.
High Balance limits – Loans between $806,501 to $1,209,750. (These loan are only used in what Fannie Mae deems as high cost areas)
Jumbo limits – Loans between $806,501 to $3,000,000.
Interest Rates can change during the day and our website may not reflect those changes.
When using the “Enter Your Loan Amount” Field, monthly payments will change to your loan amount entered for all programs, Conforming, High Balance and Jumbo. However, your loan amount can only be used for the programs that are available. For example, a loan amount higher than $806,500 is not available for the conforming program.
APR will reflect the change as well, but will not be accurate because it is based on our Assumptions. Click on Assumptions to find out.
Call us for "NO COST" refinance rates.
Assumptions: These are purchase or refinance rates with closing cost.
Call us for “no cost” options.
30 Year Fixed | Conforming | Value: $715,000 | Loan: $500,000 | LTV: 70% | FICO: 780 | SFR | with Lender and Escrow fees
15 Year Fixed | Conforming | Value: $715,000 | Loan: $500,000 | LTV: 70% | FICO: 780 | SFR | with Lender and Escrow fees
30 Year Fixed | High Balance | Value: $1,286,000 | Loan: $900,000 | LTV: 70% | FICO: 780 | SFR | with Lender and Escrow fees
30 Year Fixed | Jumbo | Value: $1,860,000 |Loan: $1,300,000| LTV: 70% | FICO: 780 | SFR | with Lender and Escrow fees